About Us.
Established as a defined contribution Provident Fund, CINPF provides a member-centric canopy of protection and sustainable growth for your retirement journey.
Decisive Representative Governance
Managed by a Board of 25 Trustees, balancing Member and Employer perspectives in strict adherence to the Pension Funds Act.
Strategic Vision
To drive long-term benefits through innovation and cost-cutting, making the Fund the most attractive retirement vehicle.
Specialized Sub-Committees
Investment Committee
Monitors investment performance to grow Fund assets sustainably.
Death Claims Committee
Meets monthly to finalize benefit distribution to beneficiaries.
Legal & Governance
Monitors finances and legal issues affecting the Fund.
Administration Committee
Monitors record accuracy and claim payment efficiency.
Communications Committee
Implements transparency strategies for all member materials.
Shared Values
Transparency
Integrity
Member Centric
Agility
Professionalism
Three Component Structure
Effective 01 September 2024, balancing immediate emergency relief (1/3) with guaranteed retirement preservation (2/3).
Savings Pot
Accessible annually for emergencies.
Retirement Pot
Preserved for annuity purchase.
Vested Pot
Existing savings before Sept 2024.
Withdrawals from Savings Pot are taxed at marginal rates.
Roots Since 1987
Managing over R10 billion in assets, CINPF is a pillar of strength. We ensure a sheltered environment through every economic season.
Compliance
The Fund maintains robust policies aligned with Good Fund Governance and POPIA.
Claims Management
Fair and efficient processing.
Procurement Policy
Transparent service acquisition.
Risk Management
Strategic and financial mitigation.
Expense Focus
Cost-effective returns protection.
The Marc, Tower 2, Level 3, 129 Rivonia Road, Sandton